Have you tried the Droplet Drag and Drop templates for PSE15 yet?  They’re so easy you can complete a fabulous layout in five minutes or less.  What?? Yes, that’s right.  I have a new tutorial to show you just how easy it is.  You’re going to love it.  As a bonus, these templates can actually be used in Photoshop Elements versions 10-14 too.  The drag & drop feature was introduced with version 10 but the grouping included with these templates only works in PSE15. But it’s really no problem.  The paper or photo or journal card still resizes automatically and automatically clips to the Frame (photo box).  So check out my tutorial and give them a try!